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Miles Vaughn

Attorney

mvaughn@cogentlaw.co

Profile

Miles works in our FinTech practice and guides clients through a myriad of state, federal, and international regulations.  He is an expert on state money transmission licenses and works closely with state regulators to assist international cryptocurrency companies in obtaining no-action letters from banking authorities in various states. Despite the uncertainty and complexity of the regulatory climate surrounding the relationship of banks and cryptocurrency, Miles has advised bank compliance officers in effectively navigating complex technical requirements including those related to know your customer and anti-money laundering programs, flow of funds structures, and customer security methodologies. The FinTech industry is rapidly changing and Miles frequently counsels both domestic and international companies on meeting regulatory standards including the recent AML/CTF EU directive (AMLD5) and other cross-border funds transmittal reporting.   

Miles is a Certified Information Privacy Professional (CIPP/US and CIPP/E) with extensive experience with both domestic and international privacy regulations including HIPAA, GDPR, and CCPA. He has a strong technical understanding of blockchain and distributed ledger technologies and has recently been published on the impact of the GDPR on companies that use distributed ledger technologies. He has worked in both the public and private sectors, including the U.S. Federal Communications Commission, U.S Department of Commerce, and Facebook.

Miles is a graduate of the American University Washington College of Law and has a degree in Chinese Language Studies and International Relations form the University of Rochester.